Zakat, connected to your records.
Choose the accounts and assets to include. Review gold and silver Nisab references, set a Hijri anniversary and keep a payment history.
Understand your Zakat picture
Your money.
The whole picture.
Know what you have. Choose what it’s for.
Spending, savings and wealth, together in one app built for
Pakistan.
Free during early access Android
& iOS
Your accounts, together
Where your money is
Meezan BankBank accountRs 124,500
NayaPayDigital walletRs 18,200
CashIn your pocketRs 7,300
Different accounts.
One clear view.
9:41
Assalamu Alaikum, AhmedHere’s your money picture.
NET WORTHRs 1,250,000Accounts + recorded assets
SpendingRs 45,000
Future SelfRs 105,000
This month’s kharchaView all
GroceriesToday · Meezan−Rs 3,450
SalaryIncome · Meezan+Rs 95,000
HomeWealthActivity
Make room for what matters
A little more future.
Emergency fundRs 60,000
Rs 100,000 target
Your next tripRs 25,000
Rs 80,000 target
Everyday life.
And the life you’re building.
Illustrative product preview. All amounts shown are examples.
One salary. A few accounts.
A lot you want to do.
Bring it all together.
Zimma is a personal finance app for your life in Pakistan. Track
money across your banks, wallets and cash. Plan what you can spend,
save for what matters, and understand your wealth.
TrackPlanSaveUnderstand
Give today a plan.
Give tomorrow
some room.
Your accounts tell you where money is. Your spaces tell you what it’s for.
Split ready-to-plan money between everyday Spending and Future Self. Set something aside, adjust when life changes, and keep your goals in sight.
Start with Zimma
Your money. Your choice.Try an example split
Ready to planRs 100,000
SpendingRs 70,000For everyday life
Future SelfRs 30,000For what’s ahead
More for todayMore for tomorrow
This is a planning example. In Zimma, changing your plan does not move money between your real bank accounts.
Your spending, understood.
This monthLast month
Monthly spendingRs 52,235
4 no-spend daysExample month
A little less
“where did it go?”
Log an expense while it’s still fresh. Add the account, category and payee. Your picture updates from the records on your phone.
Explore your spending by category, account or payee. Look back at trends, income versus expenses and no-spend days. Find a transaction without scrolling through a month of chai.
Get to know your spending
Save for a reason.
Your reason.
An emergency cushion. A wedding. That trip you keep talking about. Give your savings a name and a place in Future Self.
Create a flexible pot or a targeted goal, fund it when you can, and follow its progress. When it’s time, log the goal expense and see how your plan changes.
Make space for your goals
Future Self
Good things take a little
setting aside.
Emergency fundRs 60,000 of Rs 100,000
60%
Your next tripRs 25,000 of Rs 80,000
31%
A little extraFlexible savings · Rs 20,000
No deadline
Your goals, at your pace. Example amounts.
More than a balance.
Your bigger picture.
The gold in your locker. A plot you’re holding. Your investments, your responsibilities. Keep them in the picture, too.
Your asset register
Gold & silverWeight and recorded value
Property & vehiclesValues you update yourself
Investments & committeesYour holdings in one place
Account balances + recorded assets.
A clearer view of your net worth.
A head start on tax season.
See recorded income by source, tax estimates, available slabs and an asset summary. Your records help you prepare; you still review and file your return yourself.
Know what to keep track ofNisab and tax references can use cached or bundled fallback data. Asset values are entered and updated by you.
Your phone first.
Your choice, always.
Your everyday tracking, planning and reports work from local records. They don’t wait for a connection.
Cloud backup is enabled for signed-in users and can be turned off in More. Keep a transaction CSV, or restore your backup when you move to a new device.
How we look after your data
A clearer picture today.
More possibilities tomorrow.
We’re starting with the way you spend, save and plan. Here’s where we want to take Zimma next.
Less typing, more living.
Receipt-assisted entry is being tested in development. Capture an image, review suggested entries, then decide what to log. It is not available in the production app yet.
More ways to bring your money together.
Email, WhatsApp and screenshot entry. Asset income and payouts. Family tracking and bill splitting. An Urdu interface. There’s more we want to make possible.
Better prepared for what’s ahead.
Guided tax filing is part of the longer-term vision. Today, Zimma helps you organize your records and understand estimates.
Future directions are separate from current features. Availability and timing are still to be decided.
A few things
you might wonder.
What is Zimma?
Zimma is a personal finance app for Pakistan. It brings your recorded accounts, spending, savings goals, assets, Zakat and tax estimates together. It is a tracking and planning tool, not a bank or wallet.
Does it connect to my bank?
No. You add your accounts and log transactions yourself. Zimma does not move your bank money or read your SMS messages. Planning spaces organize your records inside the app.
Can I use it offline?
After signing in, everyday logging, planning and reports work from local records. Sign-in, backup, restore and fresh reference data need a connection.
Is early access free?
Yes. Early access is free, with no credit card required. Join the waitlist and we’ll email you when your spot opens up.
How do I get the app?
Join the waitlist for Android and iOS access. Already invited? Follow the beta installation guide.
Your next chapter.
A clearer money picture.
We’re building Zimma with our earliest users.
Join us for what comes next.